Golf Insurance Benefits via SGA and Golf Australia PIP

Player’s personal liability insurance with a limit of $20 million will be included within the Golf Australia affiliation fees paid by the club.

Amateur coaches that are qualified under Golf Australia’s recognised coaching programs, and who are members of a golf club, are also covered for personal liability up to $20 million and professional indemnity up to $5 million.

Personal liability insurance covers the legal liability of a player to pay compensation for personal injury or property damage which occurs whilst playing or practising golf or attending a golf event or venue as a player, guest or spectator.

Personal liability arising from the use of a motorised or non motorised golf buggy whilst playing or practising golf or attending a golf event or venue as a player, guest or spectator is included.

The affiliated players, officials, volunteers and trialling participants in recognised development programs of Golf Australia affiliated clubs.

Amateur coaches that are qualified under Golf Australia’s recognised coaching programs and who are members of a golf club.

Green fee players are only covered under this insurance if the club takes out the Golf Australia Service fee that includes player liability and other services such as benchmarking, game development and promotion. The fee for this is $1 per round, of which the club retains 50c to go to its own promotion or game development activity - a great revenue raiser for clubs. Contact Golf Australia for details.

Golf Australia was concerned at the lack of consistency of personal liability cover previously provided to individual golfers. The situation was not ideal for the development of golf in Australia where potentially 80% of players were not covered. Golf Australia’s aim is to promote and assist the development of the game. Ensuring that each player has suitable personal liability cover is, we believe, one way of achieving this.

The insurance is arranged through Golf Australia’s insurance partner Sportscover Australia and is underwritten by the Sportscover Syndicate 3334 at Lloyd’s. Each policy issued is backed by the full strength and A rated security of Lloyd’s of London. For further details log on to the Lloyd’s web-site www.lloyds.com

Yes. Sportscover can provide quotations for player’s personal accident insurance and golf equipment cover. Complete an Application form and indicate whether you wish for these sections to be quoted.

Yes, these are available here or by e-mailing golfaust@sportscover.com or telephoning 1300 39 79 39.